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Figures for December sales are due out next week. But the cheap loans that have supported stronger sales may be vanishing. Long-term mortgage rates have mostly risen since the presidential election. Last week, the average 30-year, fixed-rate mortgage slipped to 4.12 percent, the second weekly decline after a nine-week run of increases. While still low by historical standards, the average rate on a 30-year mortgage is up sharply after averaging 3.65 percent for all of 2016. Investors have bid rates higher because they believe President-elect Donald Trump's plans for tax cuts and higher infrastructure spending will drive up economic growth and inflation.

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